Owning a Home is More Affordable Than You Think!

Many people think they will never be able to own a home of their own because of the costs involved. But did you know that it is possible to own a beautiful, custom home with payments that are equal to or even less per month than the rent you are paying now?

Myth: Homeownership is impossible and too expensive
Down payments, mortgage payments and maintenance costs can seem overwhelming and downright daunting. It’s important to do your research. Carefully examine your budget. Research home communities in your area. Believe it or not, there are homes available across the country that offer a beautiful setting, luxury amenities and quality construction at a price you can afford.

Fact: Renting can be more expensive than home ownership
Renting a home or apartment frequently costs more per month than a mortgage payment. It is important to carefully examine your budget and be aware of rental, mortgage and interest rates in your area. You may be surprised to realize that in many cases it is more affordable to own a home than to rent. Value-priced, custom home communities are being developed in cities across the United States. These communities of uniquely-crafted homes are both beautiful and affordable, and can be customized in a variety of ways. Most importantly, efficient building practices keep prices low, meaning that home ownership may be even more affordable than you think.

Fact: Rental rates are always increasing
When you purchase a home, you know how much your mortgage payment is going to be each month. While it’s true that taxes and insurance costs may vary slightly from year to year, the increase is nominal over time. However, when you rent, you can count on rental rates to increase somewhat significantly each year. In some places, rental rates have increased as much as 20 percent in the past several years. That increased impact on your budget year after year after year really adds up over time.

Fact: Build equity when you own your home
When you are renting a home or apartment, you pay your monthly bill, and your money is gone. But each time you make a mortgage payment, you are building equity. This means that if you do decide to sell your home at some point, there is a percentage of that money that you are going to be able to keep. And if you stay in your home for an even longer period of time, you can eventually celebrate the payoff of your mortgage…what an accomplishment!

Fact: Buy the home of your dreams
When you rent a property, you don’t get to make a lot of choices. The house or apartment you rent may not have the location, privacy, energy efficient features or beautiful amenities you wish for. But when you purchase a home that can be customized to your likes, dislikes and preferences, you can guarantee that your home will meet the needs of your family while showcasing the style and look you prefer.

Quartz Properties creates unique residential communities featuring beautiful homes in select areas of the United States. Our team carefully identifies prime locations, then creates communities of amenity-rich homes that are available to homebuyers at an amazing price. Offering the amazing combination of incredible value and desirable community lifestyle to homebuyers, Quartz Properties strives to make the home buying process simple and enjoyable. Find your home in a Quartz community today.