Manufactured vs. Modular: What’s the Difference?
Modular homes and manufactured homes are both types of prefabricated housing, but there are significant differences.
Modular refers to the method of construction used to build a home. Modular homes are just like site-built houses and provide the same -or better-level of quality you expect in a home; however, all major components and systems are assembled inside of a factory. Modular homes are virtually identical to site-built homes in terms of look, code requirements, and financing. They are appraised using the same methodology as site-built homes and can be financed using conventional home loans.
Manufactured homes are built according to a federal building code created and enforced by the US Department of Housing and Urban Development (HUD,) which requires homes to be constructed on a chassis. Alternatively, modular homes are constructed to the same state, local or regional building codes as site-built homes. They are affixed to permanent, masonry foundations and cannot be moved.